Share Accounts

Share Accounts2018-11-28T18:28:38+00:00

Regular Share/Savings Accounts

A Share Savings Account with a minimum balance requirement of $50.00 establishes and maintains your credit union membership. The dividend is calculated on the daily average balance and pays quarterly at a rate determined by the Board of Directors. The current dividend rate is 1% APY.

Christmas Club Account

A Savings Account that helps members save for the holidays. You are able to designate a portion of your direct deposit or payroll deduction to be deposited into Christmas club; you will then receive a check in the middle of October, for the balance you have saved! The current dividend rate is 1% APY.

Vacation Club

A Savings Account that helps members save for the well earned vacation. You are able to designate a portion of your direct deposit or payroll deduction to be deposited into Vacation Club; you will then receive a check in the middle of June, for the balance you have saved! The current dividend rate is 1% APY.

Share Certificates

CD’s can be purchased for a six (6) month or 1 year term, with a minimum deposit of $1,000. Dividends are paid at maturity and the current dividend rate is between 1.25%  and 2.25% APY. The rate is determined by the term of the CD and the amount of deposit.

IRA Account

We currently offer Traditional IRA accounts with a rate between 1.25% and 2.25% APY paid at the end of the term.

 

** APY Rates are subject to change **