Share Accounts

Regular Share/Savings Accounts
A Share Savings Account with a minimum balance requirement of $50.00 establishes and maintains your credit union membership. The dividend is calculated on the daily average balance and pays quarterly at a rate determined by the Board of Directors. The current dividend rate is 1% APY.

Christmas Club Account
A Savings Account that helps members save for the holidays. Just designate a portion of your direct deposit or payroll deduction for a Christmas club, and you will receive a check in the middle of October. The current dividend rate is 1% APY.

Vacation Club
A Savings Account that helps members save for the well earned vacation. Just designate a portion of your direct deposit or payroll deduction for a Vacation Club, and you will receive a check in the middle of June. The current dividend rate is 1% APY.

Share Certificates
CD’s can be purchased for a six (6) month or 1 year term, with a minimum deposit of $1,000. Dividends are paid at maturity and the current dividend rate is between 1% and 1.5% APY. The rate is determined by the term of the CD and the amount of deposit.

IRA Account
We currently offer Traditional IRA accounts with a rate between 1.25% and 1.5% APY paid at the end of the term.

 

** APY Rates are subject to change **

 

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